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Products : Others : i4U Dahon ng Buhay Bundle Package

Malayan Insurance offers you a unique and concrete way of expressing your sentiments of love, affection, and good wishes. Let your loved ones know how much you care with the i4u greeting card which comes with a personal accident policy for one year.



Php 515.00

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Dahon ng Buhay Bundle Package Inclusion:
5 pcs Sunrise Design or 5 pcs Dahon Design

COVERAGE:
Php 50,000.00 worth of coverage on Accidental Death, Dismemberment and/or Disablement
 

ELIGIBILITY:
Age eligibility: 7 – 70 years old. Pre-existing conditions excluded. Coverage commences 24 hours from activation (activation via SMS or Web)

 

EXCLUSIONS:

Loss caused directly or indirectly, wholly or partly, or occasioned by:

  • Bacterial infections, sickness or disease (except pyogenic infections which shall occur through an accidental cut or wound); or infections caused by parasites;
  • Medical or surgical treatment (except such as may be necessary solely by reason of injuries covered by this policy);
  • Miscarriage or pregnancy
  • Suicide or any attempt threat;
  • Murder and assault or any attempt threat;
  • Loss occasioned by war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, strikes, riots, civil commotion, civil war, revolution, insurrection, conspiracy terrorism, military or usurped power, martial law or state of siege, seizure, quarantine, or customs regulations or naturalization by or under the order of any government or public or local authority. This exclusion shall be affected by any endorsement which does not specifically refer to it, in whole or in part. The application of the exclusion referring to martial law or state of siege is hereby waived for any territorial jurisdiction of the Republic of the Philippines.
  • Nuclear radiation or radioactive contamination;
  • Injury sustained while participating in amateur or professional athletics, local sports leagues or international tournaments, or any organized and scheduled amateur physical contact sport;
  • Injury sustained while engaging in but not limited to mountaineering requiring the use of ropes or guides, skin diving employing the use of compressed cylinders, racing on wheels or horseback, skydiving from device for aerial navigation, hang gliding;
  • Cave-in of mines
  • Loss of life or injury sustained as a direct result of, in connection with, or attributable to the insured being under the influence of drug or alcohol;
  • Loss while participating in any brawl, committing a crime or making an arrest or a raid as an officer of the law;
  • Policemen, NBI and other civilian authority whose duty is to maintain peace and order; while serving the Armed Forces of any country or international authority, whether in peace or war;
  • While operating, learning to operate or serving as a crew member of an aircraft or vessel;
  • Persons who are under the age of seven (7) years, or over the age of seventy (70) years, or mentally incompetent or physically impaired;
  • Acrobats, asylum attendants, aviators, boilermen, detectives, divers, explosive makers, firemen, fishermen, loggers, miners, sailors, sawmill workers, secret service personnel, woodworking machinists, underground workers and window cleaners, while performing their tasks as such.

 
CLAIMS:
 
General Requirements:

  1. Confirmation of Cover
  2. Notarized Affidavit/Police Report (narrating events leading to the accident)
  3. Gov’t issued ID with picture & signature of the claimant/insured

 
For Accidental Dismemberment and/or Disablement:

  1. Medical Certificate from attending physician
  2. Picture showing the injury

 
For Accidental Death / Accident Death Burial Assistance:

  1. Death Certificate
  2. Autopsy Report (as may be required)
  3. Identification of Beneficiary
  4. For Spouse: Marriage Contract
  5. For Parents/Children/Sibling: Birth Certificate